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Infinite Banking Policy

Published Mar 15, 25
1 min read
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It feels like the name of this concept modifications once a month. You may have heard it described as a perpetual riches method, household financial, or circle of riches. No issue what name it's called, infinite banking is pitched as a secret means to develop riches that just rich individuals understand around.

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You, the insurance policy holder, placed money into an entire life insurance policy via paying costs and buying paid-up additions.

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The whole concept of "banking on yourself" just works because you can "bank" on yourself by taking car loans from the policy (the arrowhead in the chart above going from entire life insurance policy back to the insurance policy holder). There are two different kinds of car loans the insurance policy firm may offer, either direct acknowledgment or non-direct recognition.

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